Platinum Plan Coverage Sample
List of Coverages
For Vehicles with 50,000 odometer miles or less at time of Contract purchase
and are not
older than four (4) model years at time of Contract purchase.
We will pay or reimburse You for reasonable cost to repair or replace
any Breakdown of all parts except for those items listed in the
Exclusions Section of this Contract.
Benefits
RENTAL: In the event of a Breakdown covered by this Contract,
We will pay or
reimburse You for receipted expenses to rent a replacement Vehicle (from a
licensed rental agency) or for alternate public transportation while Your Vehicle is
at a licensed repair facility. Coverage will be provided to You on the following basis, up
to a maximum of thirty-five dollars ($35) for every eight (8) labor hours, or portion
thereof, of applicable labor time required to complete the repair, up to a maximum
of one hundred seventy-five dollars ($175) for each repair visit. This Coverage does not
apply to the time waiting for parts, services, Weekends or other delays beyond the control
of the repair facility or the Administrator. No Deductible will apply to this benefit.
Surcharged Optional Coverage
COMMERCIAL USE: If the Contract Registration Page shows that
You purchased
the Commercial Use option, see Commercial Use Definition for specific usage.
Exclusions
- For any part not specifically listed in the Schedule of Coverages, or for
any of the following parts:
carburetor, battery and battery cable/harness, standard transmission clutch
assembly, friction clutch disc
and pressure plate, distributor cap and rotor, safety restraint systems
(including air bags), glass, lenses,
sealed beams, light bulbs, fuses, circuit breakers, cellular phones,
television/VCR/DVD players, game
centers, AM/FM radio/cassette/CD players and speakers exceeding $300 repair
or replacement costs,
audio/video equipment, all touch screen and/or voice activated accessories
including related display
screens and heads up displays on windshields, electronic
transmitting/receiving devices, global
positioning systems, voice recognition systems, remote control consoles,
radar detection devices, brake
rotors and drums, all exhaust components, and the following emission
components: EGR purge
valve/solenoids/sensors, vacuum canister, vapor return canister, vapor
return lines/valves, air
pump/lines/valves, catalytic converter/filtering/sensors, emission vapor
sensors, gas cap/filler neck,
Weather strips, trim, moldings, bright metal chrome, upholstery and carpet,
paint, outside ornamentation,
bumpers, body sheet metal and panels, frame and structural body parts, vinyl
and convertible tops, any
convertible top assemblies, hardware or linkages, tires, wheel/rims.
External nuts, bolts and fasteners
are not covered unless specifically listed in the Schedule of Coverages
(except where required in
conjunction with a covered repair).
- For maintenance services and parts described in Your Vehicle’s owner’s
manual as supplied by the
manufacturer and other normal maintenance services and parts which include,
but are not limited to: alignments, adjustments, wheel balancing, tune-ups, spark plugs, spark plug
wires, glow plugs, hoses (unless listed as specific covered parts), drive belts, brake pads, brake
linings/shoes, and wiper blades. Filters, lubricants, coolants, fluids and refrigerants will be covered only
if replacement is required in connection with a Breakdown.
- For any damage and/or Breakdown resulting from collision, road hazard,
fire, theft, vandalism, riot,
explosion, lightning, earthquake, freezing, rust or corrosion, windstorm,
hail, water or flood, acts of God,
salt, environmental damage, chemicals, contamination of fluids, fuels,
coolants or lubricants.
- For any part that a repair facility or manufacturer recommends or
requires that it be replaced or repaired,
or is an update, and is not a Breakdown, is Your responsibility and expense.
For any Breakdown
caused by misuse, abuse, negligence, lack of normal maintenance required by
the manufacturer’s
maintenance Schedule for Your Vehicle or improper servicing or repairs
subsequent to purchase. For
any Breakdown caused by sludge build-up resulting from Your failure to
perform recommended maintenance services, or failure to maintain proper levels of lubricants
and/or coolants, or failure to
protect Your Vehicle from further damage when a Breakdown has occurred or
failure to have Your
Vehicle towed to the service facility when continued operation may result in
further damage. Continued
operation includes Your failure to observe warning lights, gauges, or any
other signs of overheating or
component failure, such as fluid leakage, slipping, knocking, or smoking,
and not protecting Your
Vehicle by continuing to drive creating damage beyond the initial failure.
- For any repair or replacement of any covered part if a Breakdown has not
occurred or if the wear on that
part has not exceeded the field tolerances allowed by the manufacturer.
- If any alterations have been made to Your Vehicle or You are using or
have used Your Vehicle in a
manner not recommended by the manufacturer, including but not limited to:
the failure of any custom or
add-on part, all frame or suspension modifications, lift kits, any tire that
is not recommended by the
original manufacturer if it creates an odometer/speedometer variance of
greater than 4%, trailer hitches. Also not covered are any emissions and/or exhaust systems modifications,
engine modifications,
transmission modifications, and/or drive axle modifications, which includes
any performance
modifications.
- If Your odometer has ceased to operate and odometer repairs have not been
made immediately, or the
odometer has been altered in any way subsequent to purchase, or if Your
Vehicle has ever been a total
loss, salvaged, rebuilt or is a grey market Vehicle.
- For any liability for property damage, or for injury to or death of any
person arising out of the operation,
maintenance or use of Your Vehicle described in this Contract, whether or
not related to the parts
covered. For loss of use, time, profit, inconvenience, or any other
consequential loss (except as may
otherwise be provided under the Schedule of Coverages), including any
Consequential Damage to a
non-covered part that results from a Breakdown.
- When the responsibility for the repair is covered by an insurance policy,
manufacturer and/or dealer
customer assistance program, or any warranty from the manufacturer, such as
extended drivetrain,
major component or full Coverage warranties (regardless of the remaining
manufacturer’s warranty
when You purchased this Contract), or a repairer’s guarantee/warranty.
Further, Coverage under this
Contract is similarly limited in the event of a Breakdown if the
manufacturer has announced its
responsibility through any means, including public recalls and factory
service bulletins.
- If Your Vehicle is Used for towing (unless Your Vehicle is equipped with
factory installed or factory
authorized tow package), or is Used as a Commercial unit (unless appropriate
surcharge is marked on
the Registration Page and only as defined under “Definitions”, “Commercial
Use”), or is used for rental,
taxi, limousine or shuttle, towing/wrecker service, dumping (dump beds),
cherry pickers, lifting or
hoisting, police or emergency service, principally off-road use, prearranged
or organized racing or
competitive driving.
- For any Pre-existing condition or for any Breakdown occurring before
Coverage takes effect or prior to
the Contract purchase date, or if the information provided by You, or the
repair facility cannot be verified
as accurate or is found to be deceptively inaccurate.
- For Breakdowns that occur and/or repairs made outside of the United
States of America and Canada.
- For diagnostic and/or teardown procedures that are not listed, or are in
excess of the times listed in the
current year’s national flat rate hourly guide in conjunction with a covered
repair.
* Download a PDF of our Platinum Plan details for Extended Auto Warranty Coverage. *